Call reports 2017
FARMERS & MERCHANTS BANK & TRUST — 2017
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 138,648,000 | 136,015,000 | 138,958,000 | 143,001,000 |
| Total loans | 80,891,000 | 81,119,000 | 82,096,000 | 82,753,000 |
| Allowance for loan losses | 854,000 | 853,000 | 854,000 | 842,000 |
| Securities available for sale | 42,326,000 | 42,198,000 | 41,216,000 | 40,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,766,000 | 119,853,000 | 122,533,000 | 126,960,000 |
| Interest-bearing deposits | 104,811,000 | 102,703,000 | 105,184,000 | 107,886,000 |
| Noninterest-bearing deposits | 17,955,000 | 17,150,000 | 17,349,000 | 19,074,000 |
| Equity capital | 15,492,000 | 15,769,000 | 15,947,000 | 15,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,634,000 | 3,934,000 | 5,261,000 |
| Interest expense | 135,000 | 268,000 | 411,000 | 552,000 |
| Net interest income | 1,099,000 | 2,366,000 | 3,523,000 | 4,709,000 |
| Noninterest income | 165,000 | 231,000 | 373,000 | 362,000 |
| Noninterest expense | 1,079,000 | 2,133,000 | 3,200,000 | 4,282,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 188,000 | 466,000 | 701,000 | 794,000 |
| Income tax | 74,000 | 183,000 | 274,000 | 310,000 |
| Net income | 114,000 | 283,000 | 427,000 | 484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,522,000 | 15,691,000 | 15,836,000 | 16,001,000 |
| Total capital | 16,376,000 | 16,544,000 | 16,690,000 | 16,843,000 |
| Risk-weighted assets | 99,137,000 | 98,544,000 | 99,240,000 | 99,317,000 |