Call reports 2016
FARMERS & MERCHANTS BANK & TRUST — 2016
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 149,922,000 | 143,212,000 | 140,689,000 | 144,103,000 |
| Total loans | 87,986,000 | 86,289,000 | 85,098,000 | 82,112,000 |
| Allowance for loan losses | 916,000 | 896,000 | 902,000 | 850,000 |
| Securities available for sale | 39,454,000 | 38,581,000 | 36,300,000 | 37,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,826,000 | 126,897,000 | 124,466,000 | 128,387,000 |
| Interest-bearing deposits | 115,440,000 | 109,776,000 | 107,286,000 | 110,360,000 |
| Noninterest-bearing deposits | 18,385,000 | 17,122,000 | 17,181,000 | 18,027,000 |
| Equity capital | 15,714,000 | 15,848,000 | 15,796,000 | 15,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,573,000 | 3,840,000 | 5,104,000 |
| Interest expense | 159,000 | 316,000 | 470,000 | 614,000 |
| Net interest income | 1,134,000 | 2,257,000 | 3,370,000 | 4,490,000 |
| Noninterest income | 157,000 | 172,000 | 192,000 | 320,000 |
| Noninterest expense | 1,084,000 | 2,209,000 | 3,288,000 | 4,305,000 |
| Provision for loan losses | 16,000 | 16,000 | 16,000 | 16,000 |
| Pretax income | 191,000 | 310,000 | 450,000 | 720,000 |
| Income tax | 65,000 | 99,000 | 151,000 | 255,000 |
| Net income | 126,000 | 211,000 | 299,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,998,000 | 15,084,000 | 15,173,000 | 15,337,000 |
| Total capital | 15,914,000 | 15,980,000 | 16,075,000 | 16,187,000 |
| Risk-weighted assets | 98,197,000 | 98,243,000 | 97,212,000 | 98,368,000 |