Call reports 2015
FARMERS & MERCHANTS BANK & TRUST — 2015
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 153,724,000 | 145,809,000 | 143,848,000 | 146,979,000 |
| Total loans | 86,558,000 | 87,017,000 | 88,312,000 | 87,833,000 |
| Allowance for loan losses | 961,000 | 919,000 | 938,000 | 905,000 |
| Securities available for sale | 40,273,000 | 42,855,000 | 40,797,000 | 39,215,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,500,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,718,000 | 130,037,000 | 127,809,000 | 131,291,000 |
| Interest-bearing deposits | 118,219,000 | 111,640,000 | 109,305,000 | 111,689,000 |
| Noninterest-bearing deposits | 19,498,000 | 18,397,000 | 18,505,000 | 19,603,000 |
| Equity capital | 15,265,000 | 15,111,000 | 15,407,000 | 15,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,289,000 | 2,616,000 | 3,943,000 | 5,251,000 |
| Interest expense | 210,000 | 409,000 | 596,000 | 767,000 |
| Net interest income | 1,079,000 | 2,207,000 | 3,347,000 | 4,484,000 |
| Noninterest income | 243,000 | 372,000 | 529,000 | 703,000 |
| Noninterest expense | 1,143,000 | 2,276,000 | 3,350,000 | 4,459,000 |
| Provision for loan losses | 19,000 | 34,000 | 49,000 | 276,000 |
| Pretax income | 160,000 | 276,000 | 472,000 | 483,000 |
| Income tax | 48,000 | 79,000 | 141,000 | 132,000 |
| Net income | 112,000 | 197,000 | 331,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,518,000 | 14,603,000 | 14,737,000 | 14,758,000 |
| Total capital | 15,479,000 | 15,522,000 | 15,675,000 | 15,663,000 |
| Risk-weighted assets | 95,853,000 | 97,258,000 | 97,803,000 | 99,755,000 |