Call reports 2014
FARMERS & MERCHANTS BANK & TRUST — 2014
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 151,626,000 | 149,034,000 | 146,251,000 | 150,174,000 |
| Total loans | 92,985,000 | 93,555,000 | 91,121,000 | 90,637,000 |
| Allowance for loan losses | 1,213,000 | 1,130,000 | 1,026,000 | 984,000 |
| Securities available for sale | 43,407,000 | 42,729,000 | 42,184,000 | 38,766,000 |
| Securities held to maturity | 1,000,000 | 950,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,058,000 | 133,269,000 | 130,541,000 | 134,601,000 |
| Interest-bearing deposits | 117,497,000 | 116,558,000 | 114,352,000 | 116,732,000 |
| Noninterest-bearing deposits | 18,561,000 | 16,711,000 | 16,190,000 | 17,869,000 |
| Equity capital | 14,881,000 | 14,977,000 | 14,856,000 | 14,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 2,781,000 | 4,164,000 | 5,539,000 |
| Interest expense | 274,000 | 535,000 | 792,000 | 1,024,000 |
| Net interest income | 1,120,000 | 2,246,000 | 3,372,000 | 4,515,000 |
| Noninterest income | 192,000 | 282,000 | 350,000 | 433,000 |
| Noninterest expense | 1,210,000 | 2,417,000 | 3,571,000 | 4,707,000 |
| Provision for loan losses | 27,000 | 183,000 | 333,000 | 353,000 |
| Pretax income | 161,000 | 14,000 | -96,000 | 7,000 |
| Income tax | 36,000 | -41,000 | -103,000 | -81,000 |
| Net income | 125,000 | 55,000 | 7,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,226,000 | 14,266,000 | 14,170,000 | 14,260,000 |
| Total capital | 15,439,000 | 15,396,000 | 15,196,000 | 15,244,000 |
| Risk-weighted assets | 102,611,000 | 100,027,000 | 97,811,000 | 97,210,000 |