Call reports 2013
FARMERS & MERCHANTS BANK & TRUST — 2013
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 161,675,000 | 154,669,000 | 153,881,000 | 156,141,000 |
| Total loans | 92,337,000 | 95,270,000 | 95,196,000 | 93,716,000 |
| Allowance for loan losses | 1,734,000 | 1,837,000 | 1,414,000 | 1,353,000 |
| Securities available for sale | 45,146,000 | 42,903,000 | 43,068,000 | 42,892,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 2,000,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,561,000 | 139,013,000 | 138,189,000 | 140,704,000 |
| Interest-bearing deposits | 128,558,000 | 121,750,000 | 120,072,000 | 122,468,000 |
| Noninterest-bearing deposits | 17,003,000 | 17,263,000 | 18,117,000 | 18,236,000 |
| Equity capital | 15,402,000 | 14,805,000 | 14,863,000 | 14,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,490,000 | 2,961,000 | 4,366,000 | 5,787,000 |
| Interest expense | 363,000 | 715,000 | 1,056,000 | 1,361,000 |
| Net interest income | 1,127,000 | 2,246,000 | 3,310,000 | 4,426,000 |
| Noninterest income | 224,000 | 303,000 | 469,000 | 646,000 |
| Noninterest expense | 1,204,000 | 2,428,000 | 3,651,000 | 4,867,000 |
| Provision for loan losses | 0 | 160,000 | 190,000 | 190,000 |
| Pretax income | 147,000 | -39,000 | -62,000 | 18,000 |
| Income tax | 20,000 | -86,000 | -128,000 | -130,000 |
| Net income | 127,000 | 47,000 | 66,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,506,000 | 14,081,000 | 14,127,000 | 14,020,000 |
| Total capital | 15,841,000 | 15,408,000 | 15,439,000 | 15,325,000 |
| Risk-weighted assets | 106,375,000 | 105,638,000 | 104,828,000 | 104,355,000 |