Call reports 2012
FARMERS & MERCHANTS BANK & TRUST — 2012
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 155,618,000 | 156,333,000 | 154,974,000 | 162,266,000 |
| Total loans | 89,801,000 | 89,020,000 | 90,938,000 | 92,548,000 |
| Allowance for loan losses | 1,637,000 | 1,694,000 | 1,688,000 | 1,687,000 |
| Securities available for sale | 48,158,000 | 49,124,000 | 49,791,000 | 47,827,000 |
| Securities held to maturity | 2,000,000 | 0 | 2,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,754,000 | 140,354,000 | 138,889,000 | 146,233,000 |
| Interest-bearing deposits | 125,008,000 | 124,265,000 | 122,160,000 | 127,703,000 |
| Noninterest-bearing deposits | 14,746,000 | 16,089,000 | 16,729,000 | 18,530,000 |
| Equity capital | 14,937,000 | 14,986,000 | 15,196,000 | 15,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,207,000 | 4,787,000 | 6,324,000 |
| Interest expense | 444,000 | 862,000 | 1,270,000 | 1,653,000 |
| Net interest income | 1,154,000 | 2,345,000 | 3,517,000 | 4,671,000 |
| Noninterest income | 248,000 | 420,000 | 597,000 | 895,000 |
| Noninterest expense | 1,169,000 | 2,422,000 | 3,620,000 | 4,845,000 |
| Provision for loan losses | 450,000 | 647,000 | 647,000 | 647,000 |
| Pretax income | -217,000 | -271,000 | -120,000 | 168,000 |
| Income tax | -270,000 | -332,000 | -309,000 | -238,000 |
| Net income | 53,000 | 61,000 | 189,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,348,000 | 14,315,000 | 14,485,000 | 14,695,000 |
| Total capital | 15,675,000 | 15,614,000 | 15,840,000 | 16,041,000 |
| Risk-weighted assets | 105,839,000 | 103,514,000 | 108,031,000 | 107,312,000 |