Call reports 2011
FARMERS & MERCHANTS BANK & TRUST — 2011
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 155,499,000 | 152,579,000 | 152,380,000 | 157,334,000 |
| Total loans | 90,692,000 | 90,241,000 | 90,108,000 | 89,419,000 |
| Allowance for loan losses | 1,834,000 | 1,606,000 | 1,030,000 | 1,242,000 |
| Securities available for sale | 47,694,000 | 45,943,000 | 47,837,000 | 44,689,000 |
| Securities held to maturity | 2,500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,363,000 | 136,242,000 | 136,236,000 | 141,519,000 |
| Interest-bearing deposits | 125,160,000 | 122,280,000 | 121,499,000 | 126,506,000 |
| Noninterest-bearing deposits | 14,203,000 | 13,962,000 | 14,737,000 | 15,013,000 |
| Equity capital | 15,040,000 | 15,150,000 | 15,133,000 | 14,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,565,000 | 5,277,000 | 6,925,000 |
| Interest expense | 532,000 | 1,029,000 | 1,513,000 | 1,982,000 |
| Net interest income | 1,246,000 | 2,536,000 | 3,764,000 | 4,943,000 |
| Noninterest income | 175,000 | 343,000 | 503,000 | 682,000 |
| Noninterest expense | 1,138,000 | 2,318,000 | 3,442,000 | 4,614,000 |
| Provision for loan losses | 210,000 | 654,000 | 836,000 | 1,292,000 |
| Pretax income | 73,000 | -37,000 | 54,000 | -43,000 |
| Income tax | -40,000 | -114,000 | -113,000 | -187,000 |
| Net income | 113,000 | 77,000 | 167,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,265,000 | 14,228,000 | 14,319,000 | 14,295,000 |
| Total capital | 15,604,000 | 15,513,000 | 15,349,000 | 15,537,000 |
| Risk-weighted assets | 106,628,000 | 102,501,000 | 103,530,000 | 102,722,000 |