Call reports 2010
FARMERS & MERCHANTS BANK & TRUST — 2010
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 153,926,000 | 153,070,000 | 152,998,000 | 155,377,000 |
| Total loans | 88,970,000 | 91,361,000 | 90,750,000 | 91,523,000 |
| Allowance for loan losses | 1,258,000 | 1,352,000 | 1,440,000 | 1,603,000 |
| Securities available for sale | 43,461,000 | 45,391,000 | 46,137,000 | 44,699,000 |
| Securities held to maturity | 1,000,000 | 500,000 | 500,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,581,000 | 136,673,000 | 136,441,000 | 139,316,000 |
| Interest-bearing deposits | 124,326,000 | 123,500,000 | 123,005,000 | 125,391,000 |
| Noninterest-bearing deposits | 13,255,000 | 13,173,000 | 13,436,000 | 13,925,000 |
| Equity capital | 14,795,000 | 14,914,000 | 15,251,000 | 14,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,873,000 | 3,770,000 | 5,617,000 | 7,436,000 |
| Interest expense | 656,000 | 1,305,000 | 1,908,000 | 2,479,000 |
| Net interest income | 1,217,000 | 2,465,000 | 3,709,000 | 4,957,000 |
| Noninterest income | 199,000 | 264,000 | 358,000 | 453,000 |
| Noninterest expense | 1,055,000 | 2,149,000 | 3,242,000 | 4,311,000 |
| Provision for loan losses | 32,000 | 124,000 | 213,000 | 397,000 |
| Pretax income | 376,000 | 537,000 | 693,000 | 824,000 |
| Income tax | 110,000 | 130,000 | 154,000 | 169,000 |
| Net income | 266,000 | 407,000 | 539,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,763,000 | 13,904,000 | 14,035,000 | 14,152,000 |
| Total capital | 15,019,000 | 15,203,000 | 15,329,000 | 15,456,000 |
| Risk-weighted assets | 100,380,000 | 103,862,000 | 103,364,000 | 103,982,000 |