Call reports 2009
FARMERS & MERCHANTS BANK & TRUST — 2009
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 145,730,000 | 147,553,000 | 147,704,000 | 152,784,000 |
| Total loans | 87,290,000 | 88,429,000 | 88,291,000 | 89,134,000 |
| Allowance for loan losses | 867,000 | 895,000 | 771,000 | 1,213,000 |
| Securities available for sale | 43,071,000 | 42,141,000 | 43,330,000 | 42,486,000 |
| Securities held to maturity | 1,500,000 | 1,000,000 | 500,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,825,000 | 131,208,000 | 130,985,000 | 136,437,000 |
| Interest-bearing deposits | 117,575,000 | 118,107,000 | 118,185,000 | 123,704,000 |
| Noninterest-bearing deposits | 12,250,000 | 13,101,000 | 12,800,000 | 12,733,000 |
| Equity capital | 14,455,000 | 14,693,000 | 14,910,000 | 14,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,961,000 | 3,907,000 | 5,814,000 | 7,784,000 |
| Interest expense | 872,000 | 1,674,000 | 2,420,000 | 3,107,000 |
| Net interest income | 1,089,000 | 2,233,000 | 3,394,000 | 4,677,000 |
| Noninterest income | 170,000 | 255,000 | 408,000 | 126,000 |
| Noninterest expense | 1,102,000 | 2,292,000 | 3,347,000 | 4,512,000 |
| Provision for loan losses | 20,000 | 98,000 | 874,000 | 1,480,000 |
| Pretax income | 137,000 | 96,000 | -421,000 | -1,191,000 |
| Income tax | 22,000 | -57,000 | -287,000 | -633,000 |
| Net income | 115,000 | 153,000 | -134,000 | -558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,214,000 | 14,208,000 | 13,920,000 | 13,497,000 |
| Total capital | 15,081,000 | 15,103,000 | 14,691,000 | 14,710,000 |
| Risk-weighted assets | 97,652,000 | 98,389,000 | 98,750,000 | 100,669,000 |