Call reports 2006
FARMERS & MERCHANTS BANK & TRUST — 2006
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 134,769,000 | 134,552,000 | 138,229,000 | 146,099,000 |
| Total loans | 89,327,000 | 91,647,000 | 93,058,000 | 93,469,000 |
| Allowance for loan losses | 974,000 | 966,000 | 981,000 | 970,000 |
| Securities available for sale | 34,297,000 | 32,664,000 | 33,302,000 | 32,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,559,000 | 119,309,000 | 122,479,000 | 130,297,000 |
| Interest-bearing deposits | 108,482,000 | 106,598,000 | 110,519,000 | 117,419,000 |
| Noninterest-bearing deposits | 11,077,000 | 12,711,000 | 11,960,000 | 12,878,000 |
| Equity capital | 13,790,000 | 13,733,000 | 14,167,000 | 14,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,987,000 | 4,048,000 | 6,237,000 | 8,455,000 |
| Interest expense | 822,000 | 1,686,000 | 2,661,000 | 3,708,000 |
| Net interest income | 1,165,000 | 2,362,000 | 3,576,000 | 4,747,000 |
| Noninterest income | 239,000 | 349,000 | 460,000 | 549,000 |
| Noninterest expense | 1,083,000 | 2,079,000 | 3,084,000 | 4,083,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 348,000 | 659,000 | 979,000 | 1,218,000 |
| Income tax | 81,000 | 140,000 | 208,000 | 241,000 |
| Net income | 267,000 | 519,000 | 771,000 | 977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,029,000 | 14,147,000 | 14,264,000 | 14,186,000 |
| Total capital | 15,003,000 | 15,113,000 | 15,245,000 | 15,156,000 |
| Risk-weighted assets | 87,365,000 | 88,333,000 | 90,377,000 | 91,604,000 |