Call reports 2002
FARMERS & MERCHANTS BANK & TRUST — 2002
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 121,762,000 | 127,131,000 | 128,552,000 | 135,025,000 |
| Total loans | 70,801,000 | 73,250,000 | 75,029,000 | 75,119,000 |
| Allowance for loan losses | 874,000 | 866,000 | 884,000 | 914,000 |
| Securities available for sale | 39,589,000 | 40,543,000 | 41,096,000 | 40,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,511,000 | 111,700,000 | 112,717,000 | 119,076,000 |
| Interest-bearing deposits | 97,212,000 | 99,460,000 | 100,898,000 | 107,856,000 |
| Noninterest-bearing deposits | 10,299,000 | 12,240,000 | 11,819,000 | 11,220,000 |
| Equity capital | 12,907,000 | 13,706,000 | 13,848,000 | 13,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,949,000 | 3,936,000 | 5,975,000 | 7,997,000 |
| Interest expense | 929,000 | 1,788,000 | 2,663,000 | 3,508,000 |
| Net interest income | 1,020,000 | 2,148,000 | 3,312,000 | 4,489,000 |
| Noninterest income | 194,000 | 361,000 | 447,000 | 544,000 |
| Noninterest expense | 783,000 | 1,560,000 | 2,372,000 | 3,185,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 75,000 |
| Pretax income | 537,000 | 1,055,000 | 1,494,000 | 1,910,000 |
| Income tax | 151,000 | 298,000 | 410,000 | 514,000 |
| Net income | 386,000 | 757,000 | 1,084,000 | 1,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,778,000 | 13,023,000 | 12,724,000 | 12,892,000 |
| Total capital | 13,634,000 | 13,889,000 | 13,608,000 | 13,806,000 |
| Risk-weighted assets | 68,497,000 | 72,104,000 | 72,587,000 | 73,239,000 |