Call reports 2001
FARMERS & MERCHANTS BANK & TRUST — 2001
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 116,066,000 | 112,389,000 | 120,019,000 | 122,513,000 |
| Total loans | 64,912,000 | 65,786,000 | 67,141,000 | 67,715,000 |
| Allowance for loan losses | 834,000 | 831,000 | 890,000 | 879,000 |
| Securities available for sale | 35,766,000 | 36,626,000 | 37,274,000 | 37,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,356,000 | 98,183,000 | 105,251,000 | 108,188,000 |
| Interest-bearing deposits | 91,267,000 | 87,419,000 | 94,593,000 | 96,318,000 |
| Noninterest-bearing deposits | 10,089,000 | 10,764,000 | 10,659,000 | 11,870,000 |
| Equity capital | 12,997,000 | 12,573,000 | 13,135,000 | 12,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,144,000 | 6,216,000 | 8,253,000 |
| Interest expense | 1,113,000 | 2,199,000 | 3,289,000 | 4,340,000 |
| Net interest income | 969,000 | 1,945,000 | 2,927,000 | 3,913,000 |
| Noninterest income | 188,000 | 286,000 | 368,000 | 460,000 |
| Noninterest expense | 720,000 | 1,469,000 | 2,217,000 | 2,959,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 449,000 | 774,000 | 1,125,000 | 1,461,000 |
| Income tax | 122,000 | 197,000 | 276,000 | 338,000 |
| Net income | 327,000 | 577,000 | 849,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,672,000 | 12,300,000 | 12,450,000 | 12,518,000 |
| Total capital | 13,437,000 | 13,075,000 | 13,249,000 | 13,336,000 |
| Risk-weighted assets | 61,138,000 | 61,911,000 | 63,810,000 | 65,385,000 |