Call reports 2026
MENARD BANK — 2026
What MENARD BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 89,390,000 | 90,724,000 |
| Total loans | 12,676,000 | 14,446,000 |
| Allowance for loan losses | 222,000 | 223,000 |
| Securities available for sale | 62,143,000 | 63,184,000 |
| Securities held to maturity | 400,000 | 399,000 |
| Trading assets | 0 | 0 |
| Total deposits | 81,276,000 | 82,244,000 |
| Interest-bearing deposits | 56,865,000 | 59,517,000 |
| Noninterest-bearing deposits | 24,411,000 | 22,727,000 |
| Equity capital | 8,030,000 | 8,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 717,000 | 1,473,000 |
| Interest expense | 149,000 | 308,000 |
| Net interest income | 568,000 | 1,165,000 |
| Noninterest income | 274,000 | 577,000 |
| Noninterest expense | 366,000 | 756,000 |
| Provision for loan losses | 0 | 1,000 |
| Pretax income | 476,000 | 985,000 |
| Income tax | 0 | 0 |
| Net income | 476,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,979,000 | 11,487,000 |