Call reports 2025
MENARD BANK — 2025
What MENARD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 81,700,000 | 83,382,000 | 86,106,000 | 86,615,000 |
| Total loans | 12,281,000 | 12,753,000 | 12,938,000 | 12,433,000 |
| Allowance for loan losses | 222,000 | 222,000 | 222,000 | 222,000 |
| Securities available for sale | 58,893,000 | 58,264,000 | 60,668,000 | 62,344,000 |
| Securities held to maturity | 655,000 | 653,000 | 601,000 | 401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,498,000 | 77,869,000 | 78,836,000 | 78,993,000 |
| Interest-bearing deposits | 55,901,000 | 58,891,000 | 59,406,000 | 58,145,000 |
| Noninterest-bearing deposits | 20,597,000 | 18,978,000 | 19,430,000 | 20,848,000 |
| Equity capital | 5,135,000 | 5,413,000 | 7,136,000 | 7,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,354,000 | 2,059,000 | 2,794,000 |
| Interest expense | 190,000 | 375,000 | 558,000 | 711,000 |
| Net interest income | 479,000 | 979,000 | 1,501,000 | 2,083,000 |
| Noninterest income | 300,000 | 620,000 | 942,000 | 1,225,000 |
| Noninterest expense | 334,000 | 672,000 | 1,060,000 | 1,421,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 445,000 | 927,000 | 1,371,000 | 1,884,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 445,000 | 927,000 | 1,371,000 | 1,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,463,000 | 9,945,000 | 10,390,000 | 10,502,000 |