Call reports 2024
MENARD BANK — 2024
What MENARD BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 83,547,000 | 78,615,000 | 85,186,000 | 84,010,000 |
| Total loans | 9,237,000 | 10,616,000 | 12,610,000 | 10,645,000 |
| Allowance for loan losses | 210,000 | 222,000 | 222,000 | 222,000 |
| Securities available for sale | 59,223,000 | 57,077,000 | 59,238,000 | 61,862,000 |
| Securities held to maturity | 1,979,000 | 1,458,000 | 1,373,000 | 1,369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,644,000 | 75,328,000 | 79,919,000 | 79,914,000 |
| Interest-bearing deposits | 58,983,000 | 57,590,000 | 60,960,000 | 58,718,000 |
| Noninterest-bearing deposits | 21,661,000 | 17,738,000 | 18,959,000 | 21,196,000 |
| Equity capital | 2,825,000 | 3,186,000 | 5,137,000 | 4,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,212,000 | 1,897,000 | 2,663,000 |
| Interest expense | 261,000 | 549,000 | 828,000 | 1,053,000 |
| Net interest income | 302,000 | 663,000 | 1,069,000 | 1,610,000 |
| Noninterest income | 382,000 | 766,000 | 1,134,000 | 1,470,000 |
| Noninterest expense | 336,000 | 679,000 | 1,030,000 | 1,389,000 |
| Provision for loan losses | 0 | 12,000 | 12,000 | 12,000 |
| Pretax income | 348,000 | 728,000 | 1,172,000 | 1,668,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 348,000 | 728,000 | 1,172,000 | 1,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,999,000 | 8,379,000 | 8,823,000 | 9,018,000 |
| Total capital | — | 8,601,000 | 9,045,000 | — |
| Risk-weighted assets | — | 41,093,000 | 44,098,000 | — |