Call reports 2023
MENARD BANK — 2023
What MENARD BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 70,489,000 | 70,398,000 | 74,138,000 | 75,000,000 |
| Total loans | 8,996,000 | 9,243,000 | 8,221,000 | 8,900,000 |
| Allowance for loan losses | 210,000 | 210,000 | 210,000 | 210,000 |
| Securities available for sale | 49,952,000 | 50,994,000 | 51,491,000 | 56,345,000 |
| Securities held to maturity | 2,110,000 | 2,102,000 | 2,095,000 | 2,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,432,000 | 69,066,000 | 73,300,000 | 72,556,000 |
| Interest-bearing deposits | 47,875,000 | 46,938,000 | 48,924,000 | 49,693,000 |
| Noninterest-bearing deposits | 21,557,000 | 22,128,000 | 24,376,000 | 22,863,000 |
| Equity capital | 993,000 | 1,256,000 | 740,000 | 2,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 1,010,000 | 1,602,000 | 2,229,000 |
| Interest expense | 117,000 | 304,000 | 529,000 | 791,000 |
| Net interest income | 370,000 | 706,000 | 1,073,000 | 1,438,000 |
| Noninterest income | 306,000 | 641,000 | 994,000 | 1,374,000 |
| Noninterest expense | 290,000 | 604,000 | 930,000 | 1,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 386,000 | 743,000 | 1,137,000 | 1,498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 386,000 | 743,000 | 1,137,000 | 1,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,788,000 | 7,145,000 | 7,539,000 | 7,650,000 |
| Total capital | 6,998,000 | 7,355,000 | 7,749,000 | 7,860,000 |
| Risk-weighted assets | 36,233,000 | 36,947,000 | 37,522,000 | 38,533,000 |