Call reports 2022
MENARD BANK — 2022
What MENARD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 59,782,000 | 66,679,000 | 62,676,000 | 72,808,000 |
| Total loans | 9,777,000 | 8,518,000 | 8,304,000 | 9,592,000 |
| Allowance for loan losses | 210,000 | 210,000 | 210,000 | 210,000 |
| Securities available for sale | 39,493,000 | 43,342,000 | 47,205,000 | 48,244,000 |
| Securities held to maturity | 3,567,000 | 3,187,000 | 2,677,000 | 2,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,491,000 | 66,207,000 | 62,650,000 | 72,628,000 |
| Interest-bearing deposits | 34,713,000 | 40,413,000 | 38,032,000 | 46,087,000 |
| Noninterest-bearing deposits | 21,778,000 | 25,794,000 | 24,618,000 | 26,541,000 |
| Equity capital | 3,252,000 | 408,000 | -47,000 | 144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 684,000 | 1,104,000 | 1,564,000 |
| Interest expense | 9,000 | 26,000 | 59,000 | 143,000 |
| Net interest income | 322,000 | 658,000 | 1,045,000 | 1,421,000 |
| Noninterest income | 23,000 | 47,000 | 215,000 | 493,000 |
| Noninterest expense | 268,000 | 537,000 | 819,000 | 1,125,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 168,000 | 441,000 | 789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 168,000 | 441,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,839,000 | 5,931,000 | 6,203,000 | 6,401,000 |
| Total capital | — | — | — | 6,611,000 |
| Risk-weighted assets | — | — | — | 36,536,000 |