Call reports 2021
MENARD BANK — 2021
What MENARD BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 86,914,000 | 66,013,000 | 66,417,000 | 61,898,000 |
| Total loans | 11,848,000 | 10,573,000 | 10,304,000 | 10,364,000 |
| Allowance for loan losses | 210,000 | 210,000 | 210,000 | 210,000 |
| Securities available for sale | 55,843,000 | 40,625,000 | 41,062,000 | 40,849,000 |
| Securities held to maturity | 4,326,000 | 4,312,000 | 4,298,000 | 4,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,868,000 | 60,219,000 | 60,232,000 | 56,242,000 |
| Interest-bearing deposits | 62,033,000 | 41,599,000 | 39,821,000 | 35,036,000 |
| Noninterest-bearing deposits | 19,835,000 | 18,620,000 | 20,411,000 | 21,206,000 |
| Equity capital | 5,001,000 | 5,718,000 | 6,096,000 | 5,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 773,000 | 1,118,000 | 1,457,000 |
| Interest expense | 8,000 | 16,000 | 22,000 | 29,000 |
| Net interest income | 369,000 | 757,000 | 1,096,000 | 1,428,000 |
| Noninterest income | 23,000 | 46,000 | 71,000 | 111,000 |
| Noninterest expense | 274,000 | 541,000 | 802,000 | 1,068,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 118,000 | 276,000 | 379,000 | 471,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 276,000 | 379,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,509,000 | 5,668,000 | 5,769,000 | 5,762,000 |
| Total capital | 5,719,000 | 5,878,000 | 5,979,000 | 5,972,000 |
| Risk-weighted assets | 40,076,000 | 33,415,000 | 33,140,000 | 32,757,000 |