Call reports 2020
MENARD BANK — 2020
What MENARD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 43,198,000 | 48,754,000 | 74,073,000 | 78,009,000 |
| Total loans | 11,988,000 | 11,675,000 | 13,568,000 | 12,302,000 |
| Allowance for loan losses | 205,000 | 205,000 | 205,000 | 210,000 |
| Securities available for sale | 18,708,000 | 23,710,000 | 43,729,000 | 52,715,000 |
| Securities held to maturity | 4,899,000 | 4,463,000 | 4,354,000 | 4,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,101,000 | 42,698,000 | 67,801,000 | 71,783,000 |
| Interest-bearing deposits | 23,289,000 | 27,346,000 | 53,666,000 | 55,466,000 |
| Noninterest-bearing deposits | 14,812,000 | 15,352,000 | 14,135,000 | 16,317,000 |
| Equity capital | 5,059,000 | 5,997,000 | 6,210,000 | 6,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 623,000 | 957,000 | 1,338,000 |
| Interest expense | 23,000 | 40,000 | 50,000 | 59,000 |
| Net interest income | 298,000 | 583,000 | 907,000 | 1,279,000 |
| Noninterest income | 27,000 | 50,000 | 82,000 | 107,000 |
| Noninterest expense | 245,000 | 482,000 | 729,000 | 1,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 80,000 | 151,000 | 260,000 | 480,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 151,000 | 260,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,090,000 | 5,161,000 | 5,270,000 | 5,490,000 |
| Total capital | — | — | — | 5,700,000 |
| Risk-weighted assets | — | — | — | 37,937,000 |