Call reports 2019
MENARD BANK — 2019
What MENARD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 37,471,000 | 38,124,000 | 41,805,000 | 43,159,000 |
| Total loans | 12,283,000 | 13,751,000 | 13,369,000 | 12,979,000 |
| Allowance for loan losses | 205,000 | 205,000 | 205,000 | 205,000 |
| Securities available for sale | 11,929,000 | 13,016,000 | 11,853,000 | 16,270,000 |
| Securities held to maturity | 8,209,000 | 7,187,000 | 6,651,000 | 6,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,582,000 | 32,902,000 | 36,461,000 | 37,948,000 |
| Interest-bearing deposits | 19,881,000 | 20,551,000 | 21,217,000 | 22,280,000 |
| Noninterest-bearing deposits | 12,701,000 | 12,351,000 | 15,244,000 | 15,668,000 |
| Equity capital | 4,878,000 | 5,182,000 | 5,291,000 | 5,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 613,000 | 923,000 | 1,245,000 |
| Interest expense | 9,000 | 19,000 | 70,000 | 92,000 |
| Net interest income | 292,000 | 594,000 | 853,000 | 1,153,000 |
| Noninterest income | 27,000 | 55,000 | 87,000 | 116,000 |
| Noninterest expense | 242,000 | 491,000 | 737,000 | 979,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 165,000 | 246,000 | 333,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 165,000 | 246,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,928,000 | 5,017,000 | 5,098,000 | 5,010,000 |
| Total capital | 5,133,000 | 5,222,000 | 5,303,000 | 5,215,000 |
| Risk-weighted assets | 16,597,000 | 17,377,000 | 19,743,000 | 19,598,000 |