Call reports 2018
MENARD BANK — 2018
What MENARD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 36,369,000 | 35,258,000 | 35,642,000 | 36,668,000 |
| Total loans | 12,724,000 | 12,754,000 | 13,289,000 | 13,101,000 |
| Allowance for loan losses | 205,000 | 205,000 | 205,000 | 205,000 |
| Securities available for sale | 10,174,000 | 10,066,000 | 9,909,000 | 9,958,000 |
| Securities held to maturity | 6,849,000 | 8,671,000 | 8,223,000 | 8,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,828,000 | 30,635,000 | 30,965,000 | 31,988,000 |
| Interest-bearing deposits | 20,871,000 | 20,208,000 | 19,735,000 | 20,176,000 |
| Noninterest-bearing deposits | 10,957,000 | 10,427,000 | 11,230,000 | 11,812,000 |
| Equity capital | 4,522,000 | 4,585,000 | 4,643,000 | 4,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 560,000 | 847,000 | 1,143,000 |
| Interest expense | 10,000 | 17,000 | 24,000 | 31,000 |
| Net interest income | 262,000 | 543,000 | 823,000 | 1,112,000 |
| Noninterest income | 31,000 | 61,000 | 91,000 | 119,000 |
| Noninterest expense | 240,000 | 470,000 | 703,000 | 939,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 134,000 | 211,000 | 292,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 134,000 | 211,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,743,000 | 4,824,000 | 4,900,000 | 4,852,000 |
| Total capital | 4,948,000 | 5,029,000 | 5,105,000 | 5,051,000 |
| Risk-weighted assets | 20,911,000 | 21,083,000 | 21,291,000 | 15,941,000 |