Call reports 2017
MENARD BANK — 2017
What MENARD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 35,131,000 | 35,235,000 | 35,106,000 | 35,389,000 |
| Total loans | 13,259,000 | 13,088,000 | 12,771,000 | 12,978,000 |
| Allowance for loan losses | 205,000 | 205,000 | 205,000 | 205,000 |
| Securities available for sale | 7,661,000 | 7,947,000 | 8,473,000 | 9,730,000 |
| Securities held to maturity | 7,700,000 | 8,243,000 | 7,717,000 | 6,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,547,000 | 30,524,000 | 30,355,000 | 30,763,000 |
| Interest-bearing deposits | 20,133,000 | 19,156,000 | 19,811,000 | 20,293,000 |
| Noninterest-bearing deposits | 10,414,000 | 11,368,000 | 10,544,000 | 10,470,000 |
| Equity capital | 4,567,000 | 4,674,000 | 4,720,000 | 4,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 521,000 | 782,000 | 1,047,000 |
| Interest expense | 7,000 | 16,000 | 23,000 | 30,000 |
| Net interest income | 251,000 | 505,000 | 759,000 | 1,017,000 |
| Noninterest income | 29,000 | 60,000 | 89,000 | 115,000 |
| Noninterest expense | 235,000 | 478,000 | 716,000 | 939,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 87,000 | 132,000 | 193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 45,000 | 87,000 | 132,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,642,000 | 4,683,000 | 4,729,000 | 4,689,000 |
| Total capital | 4,847,000 | 4,888,000 | 4,934,000 | 4,894,000 |
| Risk-weighted assets | 20,436,000 | 20,366,000 | 20,144,000 | 20,864,000 |