Call reports 2016
MENARD BANK — 2016
What MENARD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 34,338,000 | 32,972,000 | 33,316,000 | 34,863,000 |
| Total loans | 14,370,000 | 13,944,000 | 13,431,000 | 13,350,000 |
| Allowance for loan losses | 205,000 | 205,000 | 205,000 | 205,000 |
| Securities available for sale | 4,637,000 | 5,058,000 | 4,794,000 | 6,170,000 |
| Securities held to maturity | 8,925,000 | 8,896,000 | 8,134,000 | 8,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,706,000 | 28,286,000 | 28,570,000 | 30,357,000 |
| Interest-bearing deposits | 19,511,000 | 19,053,000 | 18,724,000 | 19,838,000 |
| Noninterest-bearing deposits | 10,195,000 | 9,233,000 | 9,846,000 | 10,519,000 |
| Equity capital | 4,610,000 | 4,645,000 | 4,696,000 | 4,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 529,000 | 794,000 | 1,052,000 |
| Interest expense | 8,000 | 13,000 | 21,000 | 27,000 |
| Net interest income | 260,000 | 516,000 | 773,000 | 1,025,000 |
| Noninterest income | 36,000 | 74,000 | 115,000 | 140,000 |
| Noninterest expense | 254,000 | 513,000 | 748,000 | 991,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 144,000 | 207,000 | 241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 144,000 | 207,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,545,000 | 4,620,000 | 4,682,000 | 4,596,000 |
| Total capital | 4,750,000 | 4,825,000 | 4,887,000 | 4,801,000 |
| Risk-weighted assets | 20,047,000 | 20,299,000 | 19,982,000 | 20,498,000 |