Call reports 2015
MENARD BANK — 2015
What MENARD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,776,000 | 34,171,000 | 34,060,000 | 34,430,000 |
| Total loans | 12,478,000 | 14,450,000 | 14,666,000 | 14,219,000 |
| Allowance for loan losses | 205,000 | 205,000 | 205,000 | 205,000 |
| Securities available for sale | 5,947,000 | 6,249,000 | 5,455,000 | 5,456,000 |
| Securities held to maturity | 9,254,000 | 9,223,000 | 9,431,000 | 9,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,295,000 | 29,665,000 | 29,449,000 | 29,846,000 |
| Interest-bearing deposits | 18,966,000 | 19,361,000 | 19,471,000 | 20,009,000 |
| Noninterest-bearing deposits | 10,329,000 | 10,304,000 | 9,978,000 | 9,837,000 |
| Equity capital | 4,457,000 | 4,473,000 | 4,564,000 | 4,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 520,000 | 803,000 | 1,081,000 |
| Interest expense | 9,000 | 16,000 | 25,000 | 31,000 |
| Net interest income | 248,000 | 504,000 | 778,000 | 1,050,000 |
| Noninterest income | 32,000 | 67,000 | 110,000 | 147,000 |
| Noninterest expense | 245,000 | 489,000 | 730,000 | 953,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 82,000 | 158,000 | 244,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 35,000 | 82,000 | 158,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,376,000 | 4,423,000 | 4,499,000 | 4,475,000 |
| Total capital | 4,581,000 | 4,628,000 | 4,704,000 | 4,680,000 |
| Risk-weighted assets | 21,234,000 | 22,189,000 | 21,830,000 | 20,040,000 |