Call reports 2014
MENARD BANK — 2014
What MENARD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 33,479,000 | 32,753,000 | 33,863,000 | 34,029,000 |
| Total loans | 13,465,000 | 13,192,000 | 12,939,000 | 12,781,000 |
| Allowance for loan losses | 205,000 | 206,000 | 205,000 | 205,000 |
| Securities available for sale | 5,489,000 | 5,563,000 | 5,749,000 | 5,889,000 |
| Securities held to maturity | 8,074,000 | 8,603,000 | 8,705,000 | 9,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,098,000 | 28,291,000 | 29,313,000 | 29,557,000 |
| Interest-bearing deposits | 20,342,000 | 19,502,000 | 19,778,000 | 19,670,000 |
| Noninterest-bearing deposits | 8,756,000 | 8,789,000 | 9,535,000 | 9,887,000 |
| Equity capital | 4,358,000 | 4,421,000 | 4,503,000 | 4,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 533,000 | 790,000 | 1,050,000 |
| Interest expense | 11,000 | 22,000 | 32,000 | 41,000 |
| Net interest income | 260,000 | 511,000 | 758,000 | 1,009,000 |
| Noninterest income | 36,000 | 79,000 | 115,000 | 149,000 |
| Noninterest expense | 249,000 | 486,000 | 717,000 | 953,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 35,000 | 92,000 | 144,000 | 193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 35,000 | 92,000 | 144,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,282,000 | 4,339,000 | 4,392,000 | 4,341,000 |
| Total capital | 4,487,000 | 4,545,000 | 4,597,000 | 4,546,000 |
| Risk-weighted assets | 20,651,000 | 20,479,000 | 20,214,000 | 20,313,000 |