Call reports 2013
MENARD BANK — 2013
What MENARD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 33,015,000 | 32,481,000 | 32,319,000 | 33,093,000 |
| Total loans | 12,585,000 | 12,932,000 | 14,112,000 | 13,992,000 |
| Allowance for loan losses | 193,000 | 193,000 | 193,000 | 193,000 |
| Securities available for sale | 5,245,000 | 5,496,000 | 5,637,000 | 5,209,000 |
| Securities held to maturity | 6,650,000 | 7,785,000 | 8,251,000 | 8,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,673,000 | 28,111,000 | 27,954,000 | 28,767,000 |
| Interest-bearing deposits | 20,735,000 | 20,335,000 | 19,915,000 | 20,834,000 |
| Noninterest-bearing deposits | 7,938,000 | 7,776,000 | 8,039,000 | 7,933,000 |
| Equity capital | 4,306,000 | 4,305,000 | 4,302,000 | 4,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 526,000 | 803,000 | 1,082,000 |
| Interest expense | 12,000 | 23,000 | 33,000 | 45,000 |
| Net interest income | 253,000 | 503,000 | 770,000 | 1,037,000 |
| Noninterest income | 56,000 | 95,000 | 139,000 | 180,000 |
| Noninterest expense | 249,000 | 484,000 | 742,000 | 964,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 114,000 | 167,000 | 253,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 114,000 | 167,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,175,000 | 4,229,000 | 4,282,000 | 4,248,000 |
| Total capital | 4,368,000 | 4,422,000 | 4,475,000 | 4,441,000 |
| Risk-weighted assets | 19,284,000 | 19,817,000 | 20,846,000 | 21,084,000 |