Call reports 2012
MENARD BANK — 2012
What MENARD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 33,168,000 | 33,264,000 | 32,758,000 | 32,957,000 |
| Total loans | 13,522,000 | 13,852,000 | 14,174,000 | 13,133,000 |
| Allowance for loan losses | 227,000 | 227,000 | 193,000 | 193,000 |
| Securities available for sale | 5,185,000 | 5,851,000 | 5,930,000 | 5,227,000 |
| Securities held to maturity | 5,439,000 | 5,316,000 | 5,546,000 | 6,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,925,000 | 28,911,000 | 28,289,000 | 28,691,000 |
| Interest-bearing deposits | 22,308,000 | 21,535,000 | 20,907,000 | 20,832,000 |
| Noninterest-bearing deposits | 6,617,000 | 7,376,000 | 7,382,000 | 7,859,000 |
| Equity capital | 4,222,000 | 4,308,000 | 4,411,000 | 4,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 568,000 | 856,000 | 1,139,000 |
| Interest expense | 24,000 | 45,000 | 62,000 | 76,000 |
| Net interest income | 264,000 | 523,000 | 794,000 | 1,063,000 |
| Noninterest income | 30,000 | 71,000 | 109,000 | 145,000 |
| Noninterest expense | 245,000 | 477,000 | 712,000 | 1,080,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 117,000 | 191,000 | 128,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 117,000 | 191,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,136,000 | 4,204,000 | 4,278,000 | 4,114,000 |
| Total capital | 4,363,000 | 4,431,000 | 4,471,000 | 4,307,000 |
| Risk-weighted assets | 19,754,000 | 20,062,000 | 20,317,000 | 19,498,000 |