Call reports 2011
MENARD BANK — 2011
What MENARD BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 34,121,000 | 33,506,000 | 32,608,000 | 32,648,000 |
| Total loans | 15,271,000 | 14,868,000 | 15,318,000 | 14,863,000 |
| Allowance for loan losses | 218,000 | 218,000 | 215,000 | 227,000 |
| Securities available for sale | 7,374,000 | 5,389,000 | 5,103,000 | 6,239,000 |
| Securities held to maturity | 6,618,000 | 5,984,000 | 5,672,000 | 5,196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,984,000 | 29,224,000 | 28,197,000 | 28,441,000 |
| Interest-bearing deposits | 24,226,000 | 22,858,000 | 21,834,000 | 21,874,000 |
| Noninterest-bearing deposits | 5,758,000 | 6,366,000 | 6,363,000 | 6,567,000 |
| Equity capital | 4,084,000 | 4,207,000 | 4,336,000 | 4,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 631,000 | 945,000 | 1,247,000 |
| Interest expense | 53,000 | 96,000 | 135,000 | 166,000 |
| Net interest income | 263,000 | 535,000 | 810,000 | 1,081,000 |
| Noninterest income | 33,000 | 65,000 | 106,000 | 141,000 |
| Noninterest expense | 241,000 | 482,000 | 722,000 | 970,000 |
| Provision for loan losses | 0 | 0 | 0 | 12,000 |
| Pretax income | 55,000 | 118,000 | 194,000 | 240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 118,000 | 194,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,101,000 | 4,165,000 | 4,241,000 | 4,087,000 |
| Total capital | 4,319,000 | 4,383,000 | 4,456,000 | 4,314,000 |
| Risk-weighted assets | 20,183,000 | 20,007,000 | 20,468,000 | 20,595,000 |