Call reports 2001
MENARD BANK — 2001
What MENARD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,195,000 | 24,487,000 | 24,669,000 | 23,850,000 |
| Total loans | 9,497,000 | 10,485,000 | 10,488,000 | 10,532,000 |
| Allowance for loan losses | 103,000 | 103,000 | 103,000 | 103,000 |
| Securities available for sale | 7,726,000 | 9,277,000 | 10,444,000 | 11,085,000 |
| Securities held to maturity | 1,740,000 | 500,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,817,000 | 20,961,000 | 20,869,000 | 20,330,000 |
| Interest-bearing deposits | 17,426,000 | 18,260,000 | 18,111,000 | 17,449,000 |
| Noninterest-bearing deposits | 2,391,000 | 2,701,000 | 2,758,000 | 2,881,000 |
| Equity capital | 3,336,000 | 3,474,000 | 3,747,000 | 3,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 812,000 | 1,205,000 | 1,580,000 |
| Interest expense | 185,000 | 352,000 | 513,000 | 642,000 |
| Net interest income | 228,000 | 460,000 | 692,000 | 938,000 |
| Noninterest income | 45,000 | 77,000 | 102,000 | 134,000 |
| Noninterest expense | 162,000 | 299,000 | 466,000 | 643,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 108,000 | 235,000 | 325,000 | 426,000 |
| Income tax | -3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 111,000 | 229,000 | 316,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,244,000 | 3,362,000 | 3,448,000 | 3,271,000 |
| Total capital | 3,347,000 | 3,465,000 | 3,551,000 | 3,374,000 |
| Risk-weighted assets | 11,958,000 | 12,990,000 | 13,127,000 | 13,027,000 |