Call reports 2023
FIRST NATIONAL BANK MINNESOTA — 2023
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 443,690,000 | 456,065,000 | 434,912,000 | 451,478,000 |
| Total loans | 338,995,000 | 342,688,000 | 339,348,000 | 338,556,000 |
| Allowance for loan losses | 4,196,000 | 4,288,000 | 4,364,000 | 4,440,000 |
| Securities available for sale | 67,056,000 | 69,456,000 | 66,371,000 | 72,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,400,000 | 392,904,000 | 388,207,000 | 400,782,000 |
| Interest-bearing deposits | 303,958,000 | 313,617,000 | 308,382,000 | 315,514,000 |
| Noninterest-bearing deposits | 80,442,000 | 79,287,000 | 79,825,000 | 85,268,000 |
| Equity capital | 35,081,000 | 33,657,000 | 31,889,000 | 35,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,612,000 | 9,542,000 | 14,697,000 | 19,801,000 |
| Interest expense | 925,000 | 2,153,000 | 3,590,000 | 5,132,000 |
| Net interest income | 3,687,000 | 7,389,000 | 11,107,000 | 14,669,000 |
| Noninterest income | 532,000 | 1,062,000 | 1,612,000 | 2,182,000 |
| Noninterest expense | 2,688,000 | 5,380,000 | 8,093,000 | 10,879,000 |
| Provision for loan losses | 120,000 | 260,000 | 335,000 | 410,000 |
| Pretax income | 1,420,000 | 2,828,000 | 4,315,000 | 5,604,000 |
| Income tax | 120,000 | 195,000 | 293,000 | 556,000 |
| Net income | 1,300,000 | 2,633,000 | 4,022,000 | 5,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,764,000 | 36,944,000 | 37,250,000 | 37,121,000 |
| Total capital | 41,960,000 | 41,232,000 | 41,508,000 | 41,340,000 |
| Risk-weighted assets | 346,329,000 | 346,266,000 | 340,536,000 | 337,294,000 |