Call reports 2022
FIRST NATIONAL BANK MINNESOTA — 2022
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 408,272,000 | 426,486,000 | 425,428,000 | 442,713,000 |
| Total loans | 282,585,000 | 312,192,000 | 324,939,000 | 342,245,000 |
| Allowance for loan losses | 3,358,000 | 3,707,000 | 3,937,000 | 4,075,000 |
| Securities available for sale | 85,634,000 | 84,402,000 | 71,385,000 | 67,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,618,000 | 383,247,000 | 377,568,000 | 384,479,000 |
| Interest-bearing deposits | 278,042,000 | 296,812,000 | 290,295,000 | 295,255,000 |
| Noninterest-bearing deposits | 92,576,000 | 86,435,000 | 87,273,000 | 89,224,000 |
| Equity capital | 36,752,000 | 33,230,000 | 31,110,000 | 32,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,515,000 | 7,291,000 | 11,505,000 | 16,030,000 |
| Interest expense | 77,000 | 197,000 | 466,000 | 1,187,000 |
| Net interest income | 3,438,000 | 7,094,000 | 11,039,000 | 14,843,000 |
| Noninterest income | 521,000 | 1,059,000 | 1,566,000 | 2,054,000 |
| Noninterest expense | 2,685,000 | 5,279,000 | 7,938,000 | 10,521,000 |
| Provision for loan losses | 60,000 | 360,000 | 580,000 | 730,000 |
| Pretax income | 1,215,000 | 2,498,000 | 3,838,000 | 5,278,000 |
| Income tax | 50,000 | 320,000 | 455,000 | 545,000 |
| Net income | 1,165,000 | 2,178,000 | 3,383,000 | 4,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,285,000 | 35,160,000 | 36,423,000 | 36,406,000 |
| Total capital | 39,643,000 | 38,867,000 | 40,360,000 | 40,481,000 |
| Risk-weighted assets | 299,516,000 | 321,018,000 | 329,489,000 | 347,043,000 |