Call reports 2021
FIRST NATIONAL BANK MINNESOTA — 2021
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 380,931,000 | 388,720,000 | 402,798,000 | 400,110,000 |
| Total loans | 248,261,000 | 256,396,000 | 249,692,000 | 271,050,000 |
| Allowance for loan losses | 3,114,000 | 3,175,000 | 3,226,000 | 3,297,000 |
| Securities available for sale | 85,737,000 | 85,731,000 | 105,616,000 | 92,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,306,000 | 346,256,000 | 360,557,000 | 358,292,000 |
| Interest-bearing deposits | 263,755,000 | 267,544,000 | 275,278,000 | 270,968,000 |
| Noninterest-bearing deposits | 73,551,000 | 78,712,000 | 85,279,000 | 87,324,000 |
| Equity capital | 42,807,000 | 41,468,000 | 41,215,000 | 40,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,946,000 | 7,684,000 | 11,064,000 | 14,634,000 |
| Interest expense | 100,000 | 194,000 | 286,000 | 368,000 |
| Net interest income | 3,846,000 | 7,490,000 | 10,778,000 | 14,266,000 |
| Noninterest income | 561,000 | 1,117,000 | 1,689,000 | 2,191,000 |
| Noninterest expense | 2,485,000 | 4,960,000 | 7,389,000 | 9,994,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,877,000 | 3,546,000 | 4,924,000 | 6,331,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 487,000 |
| Net income | 1,873,000 | 3,542,000 | 4,920,000 | 5,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,231,000 | 34,905,000 | 34,914,000 | 35,063,000 |
| Total capital | 39,345,000 | 38,080,000 | 38,140,000 | 38,360,000 |
| Risk-weighted assets | 276,483,000 | 276,758,000 | 271,097,000 | 287,506,000 |