Call reports 2020
FIRST NATIONAL BANK MINNESOTA — 2020
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 223,654,000 | 356,863,000 | 358,098,000 | 367,443,000 |
| Total loans | 176,058,000 | 243,731,000 | 248,121,000 | 241,258,000 |
| Allowance for loan losses | 2,577,000 | 2,774,000 | 2,765,000 | 3,063,000 |
| Securities available for sale | 18,524,000 | 69,287,000 | 70,364,000 | 78,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,599,000 | 310,020,000 | 313,309,000 | 324,588,000 |
| Interest-bearing deposits | 160,009,000 | 250,706,000 | 245,226,000 | 256,300,000 |
| Noninterest-bearing deposits | 34,590,000 | 59,314,000 | 68,083,000 | 68,288,000 |
| Equity capital | 21,335,000 | 41,906,000 | 41,696,000 | 41,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,363,000 | 7,640,000 | 10,985,000 | 14,632,000 |
| Interest expense | 183,000 | 570,000 | 722,000 | 842,000 |
| Net interest income | 2,180,000 | 7,070,000 | 10,263,000 | 13,790,000 |
| Noninterest income | 394,000 | 971,000 | 1,535,000 | 2,074,000 |
| Noninterest expense | 1,783,000 | 5,031,000 | 7,544,000 | 9,941,000 |
| Provision for loan losses | 175,000 | 680,000 | 680,000 | 980,000 |
| Pretax income | 670,000 | 2,391,000 | 3,635,000 | 5,010,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 7,000 |
| Net income | 668,000 | 2,387,000 | 3,630,000 | 5,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,358,000 | 34,420,000 | 34,173,000 | 34,299,000 |
| Total capital | 22,714,000 | 37,194,000 | 36,938,000 | 37,362,000 |
| Risk-weighted assets | 188,285,000 | 262,026,000 | 263,919,000 | 267,281,000 |