Call reports 2019
FIRST NATIONAL BANK MINNESOTA — 2019
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 213,818,000 | 217,112,000 | 218,543,000 | 214,758,000 |
| Total loans | 168,165,000 | 170,796,000 | 170,739,000 | 169,291,000 |
| Allowance for loan losses | 2,402,000 | 2,402,000 | 2,402,000 | 2,413,000 |
| Securities available for sale | 27,067,000 | 26,574,000 | 25,827,000 | 25,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,933,000 | 182,441,000 | 187,525,000 | 186,371,000 |
| Interest-bearing deposits | 141,177,000 | 147,430,000 | 147,903,000 | 151,190,000 |
| Noninterest-bearing deposits | 36,756,000 | 35,011,000 | 39,622,000 | 35,181,000 |
| Equity capital | 23,450,000 | 22,797,000 | 23,126,000 | 20,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,410,000 | 4,922,000 | 7,426,000 | 9,882,000 |
| Interest expense | 193,000 | 425,000 | 647,000 | 853,000 |
| Net interest income | 2,217,000 | 4,497,000 | 6,779,000 | 9,029,000 |
| Noninterest income | 431,000 | 804,000 | 1,196,000 | 1,574,000 |
| Noninterest expense | 1,699,000 | 3,539,000 | 5,361,000 | 7,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 949,000 | 1,762,000 | 2,614,000 | 3,399,000 |
| Income tax | 6,000 | 6,000 | 7,000 | 9,000 |
| Net income | 943,000 | 1,756,000 | 2,607,000 | 3,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,090,000 | 22,155,000 | 22,407,000 | 19,690,000 |
| Total capital | 25,339,000 | 24,426,000 | 24,672,000 | 21,951,000 |
| Risk-weighted assets | 179,733,000 | 181,511,000 | 181,083,000 | 180,707,000 |