Call reports 2016
FIRST NATIONAL BANK MINNESOTA — 2016
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 196,805,000 | 200,188,000 | 198,850,000 | 197,699,000 |
| Total loans | 128,147,000 | 137,194,000 | 133,178,000 | 138,525,000 |
| Allowance for loan losses | 2,374,000 | 1,925,000 | 1,923,000 | 1,861,000 |
| Securities available for sale | 39,444,000 | 36,609,000 | 30,662,000 | 30,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,435,000 | 167,970,000 | 172,174,000 | 172,420,000 |
| Interest-bearing deposits | 141,845,000 | 141,267,000 | 140,302,000 | 141,038,000 |
| Noninterest-bearing deposits | 30,590,000 | 26,703,000 | 31,872,000 | 31,382,000 |
| Equity capital | 20,846,000 | 22,019,000 | 23,077,000 | 21,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,691,000 | 6,152,000 | 8,031,000 |
| Interest expense | 71,000 | 142,000 | 216,000 | 282,000 |
| Net interest income | 1,733,000 | 3,549,000 | 5,936,000 | 7,749,000 |
| Noninterest income | 322,000 | 587,000 | 927,000 | 1,263,000 |
| Noninterest expense | 1,510,000 | 3,096,000 | 4,687,000 | 6,244,000 |
| Provision for loan losses | 0 | -450,000 | -450,000 | -450,000 |
| Pretax income | 545,000 | 1,491,000 | 2,632,000 | 3,224,000 |
| Income tax | 449,000 | 450,000 | 451,000 | 452,000 |
| Net income | 96,000 | 1,041,000 | 2,181,000 | 2,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,891,000 | 20,835,000 | 21,976,000 | 21,368,000 |
| Total capital | 21,664,000 | 22,720,000 | 23,801,000 | 23,229,000 |
| Risk-weighted assets | 141,232,000 | 150,738,000 | 145,896,000 | 149,290,000 |