Call reports 2015
FIRST NATIONAL BANK MINNESOTA — 2015
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 195,464,000 | 204,594,000 | 198,074,000 | 205,212,000 |
| Total loans | 120,722,000 | 125,027,000 | 125,266,000 | 129,828,000 |
| Allowance for loan losses | 2,400,000 | 2,360,000 | 2,374,000 | 2,375,000 |
| Securities available for sale | 36,236,000 | 33,989,000 | 39,060,000 | 41,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,665,000 | 178,836,000 | 171,984,000 | 181,115,000 |
| Interest-bearing deposits | 145,019,000 | 145,811,000 | 144,910,000 | 149,918,000 |
| Noninterest-bearing deposits | 24,646,000 | 33,025,000 | 27,074,000 | 31,197,000 |
| Equity capital | 22,150,000 | 22,048,000 | 22,208,000 | 20,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,491,000 | 5,248,000 | 7,051,000 |
| Interest expense | 73,000 | 147,000 | 221,000 | 293,000 |
| Net interest income | 1,688,000 | 3,344,000 | 5,027,000 | 6,758,000 |
| Noninterest income | 378,000 | 754,000 | 1,088,000 | 1,392,000 |
| Noninterest expense | 1,518,000 | 3,089,000 | 4,647,000 | 6,251,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 548,000 | 1,009,000 | 1,468,000 | 1,899,000 |
| Income tax | 194,000 | 351,000 | 501,000 | 630,000 |
| Net income | 354,000 | 658,000 | 967,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,173,000 | 21,327,000 | 21,419,000 | 19,794,000 |
| Total capital | 22,825,000 | 23,051,000 | 23,140,000 | 21,576,000 |
| Risk-weighted assets | 131,450,000 | 137,254,000 | 137,007,000 | 141,956,000 |