Call reports 2014
FIRST NATIONAL BANK MINNESOTA — 2014
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 189,259,000 | 194,763,000 | 195,582,000 | 195,271,000 |
| Total loans | 122,624,000 | 124,022,000 | 119,950,000 | 123,271,000 |
| Allowance for loan losses | 2,438,000 | 2,372,000 | 2,397,000 | 2,399,000 |
| Securities available for sale | 36,400,000 | 34,650,000 | 36,186,000 | 35,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,398,000 | 168,923,000 | 170,945,000 | 170,429,000 |
| Interest-bearing deposits | 144,807,000 | 145,398,000 | 141,959,000 | 142,843,000 |
| Noninterest-bearing deposits | 22,591,000 | 23,525,000 | 28,986,000 | 27,586,000 |
| Equity capital | 21,103,000 | 21,392,000 | 21,586,000 | 21,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,706,000 | 3,432,000 | 5,156,000 | 6,890,000 |
| Interest expense | 84,000 | 164,000 | 246,000 | 324,000 |
| Net interest income | 1,622,000 | 3,268,000 | 4,910,000 | 6,566,000 |
| Noninterest income | 439,000 | 735,000 | 1,051,000 | 1,412,000 |
| Noninterest expense | 1,614,000 | 3,209,000 | 4,799,000 | 6,389,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 447,000 | 794,000 | 1,162,000 | 1,589,000 |
| Income tax | 155,000 | 268,000 | 391,000 | 458,000 |
| Net income | 292,000 | 526,000 | 771,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,384,000 | 20,619,000 | 20,863,000 | 21,223,000 |
| Total capital | 22,092,000 | 22,329,000 | 22,520,000 | 22,902,000 |
| Risk-weighted assets | 135,935,000 | 136,144,000 | 131,839,000 | 133,625,000 |