Call reports 2013
FIRST NATIONAL BANK MINNESOTA — 2013
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 193,768,000 | 190,108,000 | 194,073,000 | 188,710,000 |
| Total loans | 109,243,000 | 112,956,000 | 116,298,000 | 121,517,000 |
| Allowance for loan losses | 2,719,000 | 2,800,000 | 2,744,000 | 2,340,000 |
| Securities available for sale | 36,530,000 | 39,045,000 | 40,708,000 | 38,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,796,000 | 166,728,000 | 169,494,000 | 165,508,000 |
| Interest-bearing deposits | 148,969,000 | 145,823,000 | 147,910,000 | 142,617,000 |
| Noninterest-bearing deposits | 20,827,000 | 20,905,000 | 21,584,000 | 22,891,000 |
| Equity capital | 21,486,000 | 20,964,000 | 21,182,000 | 21,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,631,000 | 3,311,000 | 5,004,000 | 6,740,000 |
| Interest expense | 127,000 | 249,000 | 366,000 | 472,000 |
| Net interest income | 1,504,000 | 3,062,000 | 4,638,000 | 6,268,000 |
| Noninterest income | 303,000 | 690,000 | 971,000 | 1,146,000 |
| Noninterest expense | 1,660,000 | 3,346,000 | 4,936,000 | 6,594,000 |
| Provision for loan losses | -140,000 | -140,000 | -140,000 | -540,000 |
| Pretax income | 341,000 | 600,000 | 867,000 | 1,414,000 |
| Income tax | 111,000 | 187,000 | 267,000 | 379,000 |
| Net income | 230,000 | 413,000 | 600,000 | 1,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,422,000 | 20,248,000 | 20,435,000 | 20,870,000 |
| Total capital | 22,022,000 | 21,867,000 | 22,140,000 | 22,553,000 |
| Risk-weighted assets | 126,845,000 | 128,323,000 | 135,365,000 | 133,951,000 |