Call reports 2012
FIRST NATIONAL BANK MINNESOTA — 2012
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 194,198,000 | 196,099,000 | 191,010,000 | 218,653,000 |
| Total loans | 110,417,000 | 112,183,000 | 110,637,000 | 111,991,000 |
| Allowance for loan losses | 2,842,000 | 2,886,000 | 2,864,000 | 2,865,000 |
| Securities available for sale | 37,414,000 | 36,870,000 | 35,996,000 | 35,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,867,000 | 171,482,000 | 166,150,000 | 194,565,000 |
| Interest-bearing deposits | 150,365,000 | 152,965,000 | 147,157,000 | 158,862,000 |
| Noninterest-bearing deposits | 18,502,000 | 18,517,000 | 18,993,000 | 35,703,000 |
| Equity capital | 21,343,000 | 21,253,000 | 21,441,000 | 21,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,795,000 | 3,605,000 | 5,394,000 | 7,102,000 |
| Interest expense | 228,000 | 421,000 | 580,000 | 725,000 |
| Net interest income | 1,567,000 | 3,184,000 | 4,814,000 | 6,377,000 |
| Noninterest income | 179,000 | 573,000 | 782,000 | 830,000 |
| Noninterest expense | 1,638,000 | 3,283,000 | 4,917,000 | 6,497,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 474,000 | 679,000 | 710,000 |
| Income tax | 15,000 | 133,000 | 186,000 | 121,000 |
| Net income | 93,000 | 341,000 | 493,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,124,000 | 20,022,000 | 20,174,000 | 20,270,000 |
| Total capital | 21,720,000 | 21,629,000 | 21,750,000 | 21,921,000 |
| Risk-weighted assets | 126,369,000 | 127,268,000 | 124,805,000 | 130,867,000 |