Call reports 2010
FIRST NATIONAL BANK MINNESOTA — 2010
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 202,158,000 | 191,046,000 | 190,084,000 | 186,057,000 |
| Total loans | 129,647,000 | 121,313,000 | 120,982,000 | 118,997,000 |
| Allowance for loan losses | 2,583,000 | 2,853,000 | 2,803,000 | 3,224,000 |
| Securities available for sale | 46,803,000 | 47,696,000 | 46,142,000 | 41,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,936,000 | 163,142,000 | 161,699,000 | 159,684,000 |
| Interest-bearing deposits | 155,730,000 | 146,374,000 | 144,281,000 | 142,909,000 |
| Noninterest-bearing deposits | 17,206,000 | 16,768,000 | 17,418,000 | 16,775,000 |
| Equity capital | 20,654,000 | 20,737,000 | 21,045,000 | 19,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,351,000 | 4,640,000 | 6,855,000 | 8,879,000 |
| Interest expense | 680,000 | 1,248,000 | 1,706,000 | 2,104,000 |
| Net interest income | 1,671,000 | 3,392,000 | 5,149,000 | 6,775,000 |
| Noninterest income | 323,000 | 647,000 | 1,017,000 | 975,000 |
| Noninterest expense | 1,813,000 | 3,633,000 | 5,473,000 | 7,285,000 |
| Provision for loan losses | 275,000 | 655,000 | 776,000 | 1,896,000 |
| Pretax income | -94,000 | -249,000 | -83,000 | -900,000 |
| Income tax | -35,000 | -91,000 | -57,000 | -571,000 |
| Net income | -59,000 | -158,000 | -26,000 | -329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,352,000 | 19,253,000 | 19,385,000 | 19,081,000 |
| Total capital | 21,156,000 | 20,941,000 | 21,056,000 | 20,711,000 |
| Risk-weighted assets | 143,576,000 | 134,115,000 | 132,511,000 | 128,807,000 |