Call reports 2009
FIRST NATIONAL BANK MINNESOTA — 2009
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 207,328,000 | 209,185,000 | 207,646,000 | 209,276,000 |
| Total loans | 135,764,000 | 140,232,000 | 137,259,000 | 135,763,000 |
| Allowance for loan losses | 1,583,000 | 1,612,000 | 2,530,000 | 2,523,000 |
| Securities available for sale | 47,066,000 | 46,831,000 | 48,435,000 | 46,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,408,000 | 167,858,000 | 168,103,000 | 172,585,000 |
| Interest-bearing deposits | 145,708,000 | 148,260,000 | 150,727,000 | 151,516,000 |
| Noninterest-bearing deposits | 19,700,000 | 19,598,000 | 17,376,000 | 21,069,000 |
| Equity capital | 20,982,000 | 20,832,000 | 20,003,000 | 20,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,625,000 | 5,202,000 | 7,837,000 | 10,374,000 |
| Interest expense | 916,000 | 1,826,000 | 2,692,000 | 3,473,000 |
| Net interest income | 1,709,000 | 3,376,000 | 5,145,000 | 6,901,000 |
| Noninterest income | 445,000 | 833,000 | 1,304,000 | 1,660,000 |
| Noninterest expense | 1,642,000 | 3,384,000 | 5,167,000 | 6,787,000 |
| Provision for loan losses | 72,000 | 577,000 | 2,301,000 | 2,482,000 |
| Pretax income | 502,000 | 310,000 | -957,000 | -646,000 |
| Income tax | 131,000 | 65,000 | 49,000 | -510,000 |
| Net income | 371,000 | 245,000 | -1,006,000 | -136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,918,000 | 19,792,000 | 18,541,000 | 19,411,000 |
| Total capital | 21,501,000 | 21,404,000 | 20,400,000 | 21,260,000 |
| Risk-weighted assets | 151,182,000 | 151,660,000 | 148,086,000 | 147,227,000 |