Call reports 2008
FIRST NATIONAL BANK MINNESOTA — 2008
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 207,835,000 | 203,679,000 | 200,892,000 | 204,222,000 |
| Total loans | 127,658,000 | 121,899,000 | 132,158,000 | 134,951,000 |
| Allowance for loan losses | 1,258,000 | 1,122,000 | 1,080,000 | 1,552,000 |
| Securities available for sale | 61,355,000 | 59,265,000 | 50,380,000 | 48,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,650,000 | 168,008,000 | 157,856,000 | 165,438,000 |
| Interest-bearing deposits | 148,766,000 | 148,746,000 | 139,308,000 | 144,768,000 |
| Noninterest-bearing deposits | 17,884,000 | 19,262,000 | 18,548,000 | 20,670,000 |
| Equity capital | 21,239,000 | 20,682,000 | 20,592,000 | 20,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,104,000 | 6,072,000 | 8,879,000 | 11,502,000 |
| Interest expense | 1,379,000 | 2,595,000 | 3,636,000 | 4,656,000 |
| Net interest income | 1,725,000 | 3,477,000 | 5,243,000 | 6,846,000 |
| Noninterest income | 485,000 | 803,000 | 1,253,000 | 1,761,000 |
| Noninterest expense | 1,587,000 | 3,262,000 | 5,070,000 | 6,753,000 |
| Provision for loan losses | 10,000 | 50,000 | 99,000 | 1,294,000 |
| Pretax income | 616,000 | 971,000 | 1,340,000 | 585,000 |
| Income tax | 163,000 | 245,000 | 334,000 | 108,000 |
| Net income | 453,000 | 726,000 | 1,006,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,193,000 | 20,245,000 | 20,325,000 | 19,547,000 |
| Total capital | 21,451,000 | 21,367,000 | 21,405,000 | 21,099,000 |
| Risk-weighted assets | 149,569,000 | 145,617,000 | 150,315,000 | 151,015,000 |