Call reports 2007
FIRST NATIONAL BANK MINNESOTA — 2007
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 204,464,000 | 205,700,000 | 200,804,000 | 207,082,000 |
| Total loans | 118,499,000 | 122,186,000 | 122,699,000 | 126,126,000 |
| Allowance for loan losses | 1,860,000 | 1,875,000 | 1,329,000 | 1,288,000 |
| Securities available for sale | 62,793,000 | 60,668,000 | 61,653,000 | 58,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,555,000 | 165,510,000 | 162,635,000 | 167,696,000 |
| Interest-bearing deposits | 147,854,000 | 148,249,000 | 143,683,000 | 145,787,000 |
| Noninterest-bearing deposits | 17,701,000 | 17,261,000 | 18,952,000 | 21,909,000 |
| Equity capital | 20,774,000 | 20,681,000 | 20,624,000 | 20,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,185,000 | 6,409,000 | 9,665,000 | 12,901,000 |
| Interest expense | 1,428,000 | 2,857,000 | 4,340,000 | 5,787,000 |
| Net interest income | 1,757,000 | 3,552,000 | 5,325,000 | 7,114,000 |
| Noninterest income | 411,000 | 888,000 | 1,317,000 | 1,771,000 |
| Noninterest expense | 1,580,000 | 3,140,000 | 4,690,000 | 6,104,000 |
| Provision for loan losses | 55,000 | 100,000 | 1,319,000 | 1,319,000 |
| Pretax income | 533,000 | 1,190,000 | 623,000 | 1,452,000 |
| Income tax | 67,000 | 270,000 | -30,000 | 280,000 |
| Net income | 466,000 | 920,000 | 653,000 | 1,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,519,000 | 20,773,000 | 20,292,000 | 19,968,000 |
| Total capital | 22,291,000 | 22,584,000 | 21,145,000 | 21,256,000 |
| Risk-weighted assets | 142,646,000 | 144,854,000 | 143,942,000 | 148,958,000 |