Call reports 2006
FIRST NATIONAL BANK MINNESOTA — 2006
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 206,336,000 | 210,668,000 | 205,065,000 | 207,341,000 |
| Total loans | 128,544,000 | 128,837,000 | 121,901,000 | 120,248,000 |
| Allowance for loan losses | 1,819,000 | 1,967,000 | 2,025,000 | 1,813,000 |
| Securities available for sale | 59,120,000 | 55,792,000 | 58,779,000 | 61,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,413,000 | 168,907,000 | 165,078,000 | 167,621,000 |
| Interest-bearing deposits | 141,863,000 | 149,130,000 | 145,841,000 | 147,340,000 |
| Noninterest-bearing deposits | 19,550,000 | 19,777,000 | 19,237,000 | 20,281,000 |
| Equity capital | 19,577,000 | 19,514,000 | 20,331,000 | 20,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,124,000 | 6,376,000 | 9,665,000 | 12,948,000 |
| Interest expense | 1,211,000 | 2,493,000 | 3,911,000 | 5,363,000 |
| Net interest income | 1,913,000 | 3,883,000 | 5,754,000 | 7,585,000 |
| Noninterest income | 427,000 | 787,000 | 1,241,000 | 1,813,000 |
| Noninterest expense | 1,402,000 | 2,864,000 | 4,337,000 | 5,806,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 969,000 | 1,876,000 | 2,752,000 | 3,679,000 |
| Income tax | 307,000 | 647,000 | 862,000 | 1,166,000 |
| Net income | 662,000 | 1,229,000 | 1,890,000 | 2,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,561,000 | 19,850,000 | 20,262,000 | 20,460,000 |
| Total capital | 21,451,000 | 21,752,000 | 22,110,000 | 22,273,000 |
| Risk-weighted assets | 151,757,000 | 152,127,000 | 147,634,000 | 145,373,000 |