Call reports 2005
FIRST NATIONAL BANK MINNESOTA — 2005
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 114,684,000 | 115,008,000 | 113,464,000 | 210,080,000 |
| Total loans | 81,455,000 | 84,167,000 | 81,823,000 | 129,710,000 |
| Allowance for loan losses | 918,000 | 939,000 | 929,000 | 1,688,000 |
| Securities available for sale | 21,826,000 | 20,260,000 | 18,895,000 | 55,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,157,000 | 89,915,000 | 87,790,000 | 165,067,000 |
| Interest-bearing deposits | 75,528,000 | 74,273,000 | 76,768,000 | 143,119,000 |
| Noninterest-bearing deposits | 13,629,000 | 15,642,000 | 11,022,000 | 21,948,000 |
| Equity capital | 10,887,000 | 11,072,000 | 11,215,000 | 19,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,621,000 | 3,358,000 | 5,158,000 | 12,447,000 |
| Interest expense | 485,000 | 993,000 | 1,518,000 | 4,271,000 |
| Net interest income | 1,136,000 | 2,365,000 | 3,640,000 | 8,176,000 |
| Noninterest income | 373,000 | 722,000 | 1,111,000 | 2,009,000 |
| Noninterest expense | 952,000 | 1,891,000 | 2,849,000 | 6,290,000 |
| Provision for loan losses | 33,000 | 50,000 | 50,000 | 200,000 |
| Pretax income | 520,000 | 1,134,000 | 1,840,000 | 2,899,000 |
| Income tax | 171,000 | 385,000 | 637,000 | 1,243,000 |
| Net income | 349,000 | 749,000 | 1,203,000 | 1,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,507,000 | 10,578,000 | 10,775,000 | 19,092,000 |
| Total capital | 11,425,000 | 11,517,000 | 11,704,000 | 20,780,000 |
| Risk-weighted assets | 91,577,000 | 90,788,000 | 89,702,000 | 155,431,000 |