Call reports 2003
FIRST NATIONAL BANK MINNESOTA — 2003
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 115,530,000 | 122,628,000 | 114,088,000 | 124,882,000 |
| Total loans | 77,592,000 | 79,164,000 | 76,641,000 | 73,571,000 |
| Allowance for loan losses | 1,101,000 | 1,047,000 | 1,025,000 | 973,000 |
| Securities available for sale | 24,119,000 | 22,020,000 | 21,363,000 | 28,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,694,000 | 99,364,000 | 90,891,000 | 101,667,000 |
| Interest-bearing deposits | 78,476,000 | 82,213,000 | 78,460,000 | 85,230,000 |
| Noninterest-bearing deposits | 14,218,000 | 17,151,000 | 12,431,000 | 16,437,000 |
| Equity capital | 10,161,000 | 10,487,000 | 10,510,000 | 10,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,613,000 | 3,283,000 | 4,839,000 | 6,346,000 |
| Interest expense | 588,000 | 1,143,000 | 1,663,000 | 2,154,000 |
| Net interest income | 1,025,000 | 2,140,000 | 3,176,000 | 4,192,000 |
| Noninterest income | 543,000 | 1,041,000 | 1,587,000 | 1,995,000 |
| Noninterest expense | 896,000 | 1,829,000 | 2,817,000 | 3,777,000 |
| Provision for loan losses | 51,000 | 51,000 | 51,000 | 51,000 |
| Pretax income | 668,000 | 1,350,000 | 1,938,000 | 2,392,000 |
| Income tax | 238,000 | 464,000 | 670,000 | 791,000 |
| Net income | 430,000 | 886,000 | 1,268,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,616,000 | 9,812,000 | 9,939,000 | 10,027,000 |
| Total capital | 10,709,000 | 10,859,000 | 10,964,000 | 11,000,000 |
| Risk-weighted assets | 87,407,000 | 86,150,000 | 84,188,000 | 83,303,000 |