Call reports 2002
FIRST NATIONAL BANK MINNESOTA — 2002
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 113,251,000 | 117,550,000 | 120,346,000 | 117,894,000 |
| Total loans | 73,230,000 | 73,657,000 | 78,915,000 | 76,190,000 |
| Allowance for loan losses | 936,000 | 1,002,000 | 1,072,000 | 1,068,000 |
| Securities available for sale | 30,734,000 | 30,410,000 | 29,804,000 | 31,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,762,000 | 95,800,000 | 97,309,000 | 95,131,000 |
| Interest-bearing deposits | 80,585,000 | 84,441,000 | 86,960,000 | 83,168,000 |
| Noninterest-bearing deposits | 11,177,000 | 11,359,000 | 10,349,000 | 11,963,000 |
| Equity capital | 8,958,000 | 9,390,000 | 9,794,000 | 9,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,781,000 | 3,577,000 | 5,386,000 | 7,104,000 |
| Interest expense | 758,000 | 1,497,000 | 2,189,000 | 2,850,000 |
| Net interest income | 1,023,000 | 2,080,000 | 3,197,000 | 4,254,000 |
| Noninterest income | 315,000 | 628,000 | 982,000 | 1,474,000 |
| Noninterest expense | 811,000 | 1,673,000 | 2,501,000 | 3,352,000 |
| Provision for loan losses | 99,000 | 208,000 | 317,000 | 367,000 |
| Pretax income | 457,000 | 878,000 | 1,447,000 | 2,116,000 |
| Income tax | 146,000 | 276,000 | 474,000 | 709,000 |
| Net income | 311,000 | 602,000 | 973,000 | 1,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,705,000 | 8,921,000 | 9,218,000 | 9,352,000 |
| Total capital | 9,641,000 | 9,923,000 | 10,300,000 | 10,424,000 |
| Risk-weighted assets | 83,419,000 | 82,405,000 | 89,087,000 | 87,262,000 |