Call reports 2001
FIRST NATIONAL BANK MINNESOTA — 2001
What FIRST NATIONAL BANK MINNESOTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 108,374,000 | 113,310,000 | 113,602,000 | 119,591,000 |
| Total loans | 74,299,000 | 77,801,000 | 76,594,000 | 73,107,000 |
| Allowance for loan losses | 772,000 | 834,000 | 824,000 | 965,000 |
| Securities available for sale | 22,075,000 | 22,725,000 | 25,693,000 | 31,046,000 |
| Securities held to maturity | 2,474,000 | 2,424,000 | 2,254,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,750,000 | 89,573,000 | 92,061,000 | 98,919,000 |
| Interest-bearing deposits | 77,918,000 | 78,868,000 | 81,484,000 | 85,070,000 |
| Noninterest-bearing deposits | 9,832,000 | 10,705,000 | 10,577,000 | 13,849,000 |
| Equity capital | 8,526,000 | 8,697,000 | 9,059,000 | 8,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,123,000 | 4,181,000 | 6,283,000 | 8,165,000 |
| Interest expense | 1,117,000 | 2,143,000 | 3,110,000 | 3,963,000 |
| Net interest income | 1,006,000 | 2,038,000 | 3,173,000 | 4,202,000 |
| Noninterest income | 285,000 | 542,000 | 793,000 | 1,115,000 |
| Noninterest expense | 762,000 | 1,529,000 | 2,351,000 | 3,105,000 |
| Provision for loan losses | 139,000 | 255,000 | 365,000 | 741,000 |
| Pretax income | 386,000 | 793,000 | 1,247,000 | 1,488,000 |
| Income tax | 116,000 | 247,000 | 389,000 | 446,000 |
| Net income | 270,000 | 546,000 | 858,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,077,000 | 8,274,000 | 8,531,000 | 8,475,000 |
| Total capital | 8,849,000 | 9,108,000 | 9,355,000 | 9,440,000 |
| Risk-weighted assets | 80,688,000 | 81,472,000 | 80,168,000 | 79,567,000 |