Call reports 2025
ASCEND BANK — 2025
What ASCEND BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,189,191,000 | 1,183,190,000 | 1,436,606,000 | 1,454,742,000 |
| Total loans | 876,280,000 | 893,988,000 | 1,117,459,000 | 1,138,247,000 |
| Allowance for loan losses | 5,406,000 | 5,526,000 | 7,021,000 | 8,614,000 |
| Securities available for sale | 183,050,000 | 180,362,000 | 173,678,000 | 170,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,045,172,000 | 1,045,631,000 | 1,276,739,000 | 1,284,867,000 |
| Interest-bearing deposits | 927,401,000 | 921,007,000 | 1,103,642,000 | 1,121,320,000 |
| Noninterest-bearing deposits | 117,771,000 | 124,624,000 | 173,097,000 | 163,547,000 |
| Equity capital | 119,468,000 | 121,900,000 | 140,543,000 | 143,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,684,000 | 25,917,000 | 43,317,000 | 61,270,000 |
| Interest expense | 5,318,000 | 10,529,000 | 17,030,000 | 23,253,000 |
| Net interest income | 7,366,000 | 15,388,000 | 26,287,000 | 38,017,000 |
| Noninterest income | 1,847,000 | 3,728,000 | 5,866,000 | 8,597,000 |
| Noninterest expense | 8,025,000 | 16,042,000 | 26,339,000 | 38,253,000 |
| Provision for loan losses | 132,000 | 252,000 | 992,000 | 841,000 |
| Pretax income | 778,000 | 2,728,000 | 5,035,000 | 7,709,000 |
| Income tax | 90,000 | 442,000 | 442,000 | 1,352,000 |
| Net income | 688,000 | 2,286,000 | 4,593,000 | 6,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,257,000 | 129,899,000 | 133,858,000 | 135,620,000 |