Call reports 2022
ASCEND BANK — 2022
What ASCEND BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,034,174,000 | 1,044,525,000 | 1,050,279,000 | 1,048,056,000 |
| Total loans | 687,182,000 | 693,434,000 | 709,312,000 | 735,912,000 |
| Allowance for loan losses | 7,507,000 | 7,579,000 | 7,380,000 | 7,385,000 |
| Securities available for sale | 213,501,000 | 221,648,000 | 206,264,000 | 199,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 897,217,000 | 912,516,000 | 923,938,000 | 902,112,000 |
| Interest-bearing deposits | 789,383,000 | 795,758,000 | 800,249,000 | 786,611,000 |
| Noninterest-bearing deposits | 107,834,000 | 116,758,000 | 123,689,000 | 115,501,000 |
| Equity capital | 110,096,000 | 106,625,000 | 101,578,000 | 105,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,693,000 | 15,740,000 | 24,288,000 | 33,485,000 |
| Interest expense | 800,000 | 1,445,000 | 2,097,000 | 3,109,000 |
| Net interest income | 6,893,000 | 14,295,000 | 22,191,000 | 30,376,000 |
| Noninterest income | 1,574,000 | 3,128,000 | 4,560,000 | 6,013,000 |
| Noninterest expense | 6,413,000 | 12,913,000 | 19,432,000 | 26,545,000 |
| Provision for loan losses | -200,000 | -200,000 | 100,000 | 100,000 |
| Pretax income | 1,867,000 | 2,639,000 | 3,956,000 | 7,733,000 |
| Income tax | 327,000 | 432,000 | 646,000 | 1,410,000 |
| Net income | 1,540,000 | 2,207,000 | 3,310,000 | 6,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,591,000 | 115,212,000 | 116,366,000 | 119,434,000 |